OAuth Security and Terms Use?

Hi i’m new to development, and i am making a twitch application.
http://steamcommunity.com/sharedfiles/filedetails/?id=875711355

I am wondering what precautions i have to take when storing information like OAuth tokens on a text file(binary formatted) for saving/loading of data.

Also what should my Terms of Use look like? I am clueless when it comes to this stuff, if anyone has any information for me, i’d appreciate it a lot!

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